Frequently asked questions about leasing

Leasing is a financial agreement in which you have the option of driving a commercial vehicle, such as a truck, trailer or delivery van without immediately having to pay the full purchase price. You pay in monthly instalments for the duration of your lease contract.

Instead of immediately having to make a big payment, a smart alternative is to opt for leasing. Why? Leasing offers you the flexibility to drive a commercial vehicle without immediately making major investments. That’s handy for entrepreneurs. It enables you to save money and still be able to carry out your business activities. You can just get straight on with your business.

It is possible to end your lease contract earlier. You do, however, need to pay all the monthly payments for the entire period in one go, including the interest. Extra repayments are also an option. With us, you never pay more than the remaining monthly instalments that were agreed in the contract.

You can select your desired vehicle on our website under stock. Or you can use our handy truck finder if you’re not yet sure which truck is the best match for you. You can then request a quotation. You will then be invited to visit us in Vuren to take a test drive and we can arrange the paperwork straight away. If you’re not happy with the test drive, that’s no problem. You can simply choose another! We have hundreds of vans and trucks available direct from stock in Vuren.

At Fynanch, we like to keep things simple. We can already produce a quotation based on the vehicle you select from our stock and your Chamber of Commerce number plus your contact details.

You can do a free lease check with us. Then you know in no-time whether you are eligible for a lease contract. If the outcome is positive, you know for sure that you can lease at Fynanch so you don’t make an unnecessary trip to Vuren!

Yes. We make it easy for you to make a great start. At various providers and banks, it can be difficult to obtain a lease contract without annual accounts. You don’t need to submit any annual accounts at Fynanch. Even as a starting self-employed driver, you can contact Fynanch for a suitable lease contract. However, we do often ask that you make a deposit.

Yes. The used commercial vehicle you want to drive forms the starting point for a lease agreement, rather than your financial accounts. Discussing your annual accounts is something you do with your accountant, not with us. It couldn’t be easier.

Yes. Leasing with a BKR code is often possible with us. We always check the coding situation. It’s possible that we will request an extra payment or a somewhat higher fee per month.

Our close cooperation with Kleyn Trucks and Vans means you can trade in your old vehicle. You can use the trade-in value as a deposit on the new vehicle. This will reduce your monthly instalments.

You can amend your lease contract before it ends, but this is not standard. The lease contact is basically a fixed agreement. If something changes within your company, we can always look for a solution together to amend the contract. This does often involve extra costs though.

When your lease contract ends, there’s often a final payment left to pay. This is the final instalment. You can use this amount to lower your monthly fee. The final instalment is the amount that you need to pay at the end of the contract if you want to purchase the commercial vehicle.

The depreciation costs of a commercial vehicle are considered to be a kind of wear and tear that the vehicle undergoes as you use it. The vehicle ages over time and its value decreases. This decrease in value is the depreciation. Depreciation costs help companies to monitor the decrease in value and incorporate this in their bookkeeping. It is a kind of decrease in value that you register on paper.